As of today, 26 JAN 2020 it would be prudent to go to the G fund if you can not tolerate losing $ on a pullback. On Friday the SPY had a 0.90 % decline since the beginning of the year, reducing the net gain to 2.10% for the year to date gains. Going forward I believe in testing a new strategy and staying on the C fund as long as it remains as the top performer of the group {F fund = AGG iShares Barclays, C fund = SPY S&P 500 index, S fund = DAX Dow Jones index, I fund = EFA iShares MSCI index}.
In other words, we are actively conducting a year-long test of two different strategies;
Strategy A = we are going to cash every time there is a decline with a sell signal on the MACD running chart on the C fund. We got the confirmed signal on Friday closing.
Strategy B = we will stay on the C fund as long as it remains the leader of the group, no matter the declines. At the end of the year, we will have the top strategy to follow with the results as the market goes about up or down. The bottom line is we are always looking to optimize profit gains.
Good returns every one!
